Free investor tool

Fix and Flip Calculator

Enter your purchase price, rehab budget, and after-repair value (ARV). You'll instantly see your projected profit, ROI, and the 70%-rule maximum offer — so you know the most you should pay before you ever make an offer.

$
$
$
The price the renovated home will sell for, based on comparable sales.
%
Agent commission + closing, as a share of ARV. ~8% is typical.
$
Loan interest, taxes, insurance, and utilities while you hold the property.
Enter your numbers
Projected net profit
$0
Return on investment (ROI)profit ÷ cash invested
Profit marginprofit ÷ ARV
Max allowable offer70% rule: ARV × 70% − rehab
$0
Total cash inpurchase + rehab + holding
$0

Pre-filled with an example Phoenix flip — edit any field. Estimates are for screening; verify with your own comps and a contractor bid.

The hard part isn't the math — it's the ARV and the rehab number.

This calculator only works if your ARV and rehab estimates are right. DevelopmentIntelligence estimates both automatically — ARV from real comparable sales, rehab from regional construction costs — and surfaces the off-market Phoenix teardown and fix-and-flip deals the MLS never lists, already scored and ready to run through this calculator.

How the fix and flip calculator works

A profitable flip comes down to four numbers: what you pay, what you spend on the rehab, what it sells for (the ARV), and the costs of selling and holding it in between. This house flipping calculator combines them into the figures that actually decide a deal:

What is the 70% rule?

The 70% rule is the classic house-flipping guardrail: never pay more than 70% of the after-repair value, minus your rehab costs. In other words, MAO = (ARV × 0.70) − rehab. That 30% spread is your buffer — it covers selling costs, holding costs, financing, and your profit. If the asking price is above your MAO, the deal is telling you to negotiate or walk. The calculator flags this automatically: green means you're at or below the 70% rule with a healthy margin; amber means you're over the rule or the margin is thin; red means the deal loses money at these numbers. (When rehab tops 70% of ARV the rule no longer applies, so the calculator says so instead of showing a negative max offer.)

How to estimate ARV (after-repair value)

ARV is what the home is worth after the renovation, and it's the single most important input — get it wrong and every other number is wrong. The right way to estimate it is with recently sold comparable properties ("comps"): similar size, age, and condition, sold in the last few months within about a mile. Average their price per square foot and apply it to your renovated home. This is exactly what DevelopmentIntelligence's comps engine does automatically for every parcel in a market, so you're not guessing.

How to estimate rehab costs

For a screening number, estimate rehab by scope and square footage: a light cosmetic refresh runs far less per square foot than a full gut. Regional labor and material prices matter too — the same scope costs more in some metros than others. Our regional cost model prices a rebuild or renovation per parcel using current construction costs, but for a real budget always confirm with a contractor walkthrough and bids.

From a calculator to actual deals

A calculator tells you whether a deal works. It doesn't find the deal. That's the real bottleneck for flippers — sourcing properties priced below their MAO before everyone else does. DevelopmentIntelligence scores every parcel in your market for teardown, value-add, rental, and commercial upside from public county data, then hands you the mispriced, often off-market ones — with the ARV, rehab, and deal math already filled in. Browse scored Phoenix value-add deals →

Fix and flip calculator FAQ

What is the 70% rule in house flipping?
The 70% rule says you shouldn't pay more than 70% of a property's after-repair value (ARV) minus the rehab cost. The formula is (ARV × 0.70) − rehab. The remaining 30% covers selling costs, holding costs, and your profit margin.
How do I calculate ARV?
Find recently sold homes comparable to yours in size, age, and condition within about a mile, then apply their average price per square foot to your renovated property. DevelopmentIntelligence estimates ARV automatically from comparable sales.
What's a good profit margin on a fix and flip?
Many investors aim for a net profit margin of about 10–20% of ARV, or a minimum dollar profit (often $25,000–$50,000+) to justify the risk and effort. The right target depends on your market, deal size, and financing.
How accurate is a fix and flip calculator?
The math is exact — the accuracy depends entirely on your inputs. The ARV and rehab estimates are where deals are won or lost, which is why DevelopmentIntelligence grounds both in real comps and regional cost data rather than guesses.
Where can I find fix and flip deals?
Off-market and mispriced properties are the best source. DevelopmentIntelligence surfaces scored teardown and value-add opportunities — including off-market parcels the MLS never lists — across Phoenix and other markets.

More free calculators

70% Rule CalculatorMax allowable offer — coming soon
ARV CalculatorAfter-repair value — coming soon
Rehab Cost EstimatorRenovation budget — coming soon